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WORK WITH ME

Enhanced Revenue. Clear Answers. Lower Costs. Better Decisions.

Most businesses don’t have a payment problem.
They have a clarity problem.

You’re paying fees you don’t fully understand, working with providers who avoid straight answers, and making decisions without clean data. That’s not because payments are impossible to understand — it’s because the industry benefits when you don’t.

I exist to change that.


WHAT I DO (AND WHAT I DON'T)

I help business owners and operators understand, evaluate, and improve their payment acceptance models — across card-present, e-commerce, and hybrid environments.

I am not here to sell you a processor.

I am here to make sure you’re making the right decisions, with full visibility and no hidden incentives.

My role is simple:

I work for you, not a bank, not a processor, not a sales quota.


Zahaitis Consulting

Joseph Zahaitis

Owner, Global Leader, Revenue Consultant focused on Payment Models
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HOW WE WORK TOGETHER

Step One: Clarity First

  1. Current Processing Environment
  2. Current Pricing Model
  3. Risks and Exposure
  4. Operational Friction Points

Step Two: Revenue Enhancement

  1. What's working, and what's not
  2. Opportunity cost review
  3. Adding revenue by converting more clients
  4. Converting more sales through reduced friction

Step Three: Options and Recommendations

  1. Cost containment and value maximization
  2. Model misalignment and provider review and renegotiation
  3. Provider change - only as a last resort or your request
  4. Team education and process improvements

Resources

VISA Rules and Regulations
WEB
Website
Visa Data Standards
WEB
Website
MasterCard Rules
WEB
Website
PCI Compliance
WEB
Website

What Clients Value Most

  • Transparency: You finally see the FULL picture
  • Independence: Advice NOT tied to SELLING you something
  • Speed: Real answers without weeks of back-and-forth
  • Trust: No games, No pressure,  No surprises (Answer FIRST)

Most clients tell me the same thing:

"I wish we had done this years ago"


NEWSLETTER

For those who need a little more time to get to know us, there is our NEWSLETTER and our PODCAST and my LINKEDIN PROFILE, to get you started

WAYS TO ENGAGE

1 Strategic Payment Review

Quick ONE hit, high impact review and analysis consulting

A focused advisory engagement to analyze your current payment model and uncover risks, inefficiencies, and opportunities.

Best for: Businesses that want clarity and direction before making changes.


2 Ongoing Advisory and Optimization

Deep consulting engagement focused on maximum revenue growth and cost containment

For teams that want a trusted payment expert on call — without hiring one full-time.

Best for: Growing companies, multi-channel merchants, or complex setups.


3 Education and Training

Train-the-Trainer engagement designed to make the client the expert

Workshops or structured education for founders, operators, or internal teams.

Best for: Businesses that want long-term internal understanding and control.


We're always here for you

LET'S START WITH A CONVERSATION. 

No Sales Pitch

No Obligation

Just an honest discussion about where you are and what makes sense next.

Joe Zahaitis

Zahaits Consulting, The Payment Process, Basix Broadcasting, ZCraft Woodworking, Your Heart is Your Life, Hidden Alliance